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Common Auto Insurance Myths & Facts: 2

Editor — Thu, 11 Feb 2010 22:00:28 +0000

Now that we have talked a little bit about your car and how the color of your car does not necessarily matter when it comes to how high you car insurance premium is, let’s talk about some more of the common myths that you might come across in the way of car insurance premiums. One of the first things that you need to understand and that we do stress in this particular blog is that your credit score does matter. To be honest, most people believe that their credit score simply does not matter and that is why they do not take care of it, but it does – it affects everything. In the next blog, we are going to talk about how your car itself and the price tag on it can affect your car insurance premium!

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Common Auto Insurance Myths & Facts: 2

Common Auto Insurance Myths & Facts: 1

admin — Thu, 11 Feb 2010 17:51:46 +0000

When it comes to car insurance, there is a lot that I don’t know and I am sure that there is a lot that you don’t know. If you are anything like me, you probably want to know everything there is to know about car insurance and what the myths are about it – well, that is what I am here for! To provide you with knowledge. In this series of blogs, we are going to talk about some of the most common myths in the car insurance world and how you might be able to avoid some of them. Firstly – one of the most common myths in the way of car insurance revolves around the color of your car. Have you ever heard the old saying that if you buy a red car you will actually get more speeding tickets or you will pay a higher premium? That is not true in all cases, however red does generally mean a faster car.

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Common Auto Insurance Myths & Facts: 1

Learning the Factors Affecting Your Rates: 3

admin — Tue, 26 Jan 2010 19:24:25 +0000

Naturally, your driving record has a huge impact on your car insurance rates. Any driving violations are bound to make you pay more. This may refer to a moving violation — i.e., a DUI, DWI, a speeding ticket, a reckless driving charge, and so on — or an accident. Anything like this will put you into a high risk category, and that results in higher premiums. You can be penalized for up to five years with certain companies. The type of vehicle you drive also affects your premiums. Naturally a cheaper car will cost less to insure than an expensive sports car. As well, your credit rating plays a big part. If your credit rating is poor or if it is nonexistent, it can put you into a high risk group. Even your occupation and education can play a part in what you pay.

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Learning the Factors Affecting Your Rates: 3